About the Course
Introduction
This CLE webinar will explore the current commercial real estate (CRE) market and how lenders are handling performing or non-performing loans in light of pending and upcoming market turbulence. The panel will also discuss adjustments to existing transactions now and new provisions to explore in loan agreements going forward.
Description
Real estate finance industry trade groups have reported an overall increase in CRE lending in 2025. Despite this positive momentum, there is still a great deal of distress and rising delinquencies in various sectors of the market. Because of a large number of maturities coming due for both balance sheet and conduit loans in the coming months, the current CRE lending landscape is becoming extremely challenging for both borrowers and lenders.
To offset the potential of a CRE crash and to stave off defaults, banks may consider offering borrowers loan extensions and modifications, selling derivatives to fix interest costs, and offering subsidized loans to investors to purchase defaulted loans.
Listen as our authoritative panel discusses the impact of the current CRE market on existing and future real estate finance transactions and steps lenders can take now to mitigate defaults and near-term losses on current and future loans.
Presented By
Bio for Annie Attorney; loves horses and arguments
This is a bio for Big Boat. Big Boat is an avid reader and unicyclist.
This is a bio for speaker, Roller Coaster. Roller Coaster enjoys walks on the beach and pizza with pineapple.
-
This 90-minute webinar is eligible in most states for 1.5 CLE credits.
-
Date + Time
- event
Tuesday, September 9, 2025
- schedule
1:00 p.m. ET./10:00 a.m. PT
I. Overview of the current CRE market
A. Interest rate woes
B. Number of loans nearing maturity
C. Market outlook
II. Types of lenders/deals most negatively impacted by the current market
A. Common distress scenarios
B. Workout viability in the current market
C. Trending solutions
D. Lender remedies
III. Practical steps to mitigate defaults and avoid losses
A. Default letters
B. File review for lenders and borrowers
C. Pre-negotiation agreements
D. Loan modifications
E. Forbearance agreements
IV. Strategies and key takeaways
The panel will review these and other key issues:
- How should loan documents address commercial and retail tenant defaults due to the current market pressures?
- What changes may be necessary to debt-service coverage ratios and other covenants to avoid loan defaults or cash management triggers?
- How should loans involving future disbursements be tailored to address economic uncertainty?
- How should loan terms be structured to account for the Federal Reserve's current approach to rate cuts?
