Insurance Coverage Issues Under the Trafficking Victims Protection Reauthorization Act

This CLE webinar will discuss an insurer's duty to defend and indemnify its policyholder in connection with allegations of enabling or profiting from sex trafficking under the Trafficking Victims Protection Reauthorization Act (TVPRA).

Since its original enactment and subsequent reauthorizations, hundreds of lawsuits under the TVPRA have been filed around the country. The number of new filings has steadily increased over the years often against, but by no means limited to, businesses in the hospitality, transportation, technology, sports and entertainment, supply chain, and international staffing industries.

These claims are notoriously expensive to defend, require a high degree of skill, and often involve sympathetic plaintiffs, dramatic allegations, expansive "ventures" in the United States and abroad, complicated facts, difficult evidentiary issues, unresolved legal questions, unlimited damages, and attorneys' fees awards.

Whether existing policies will respond to sexual tort cases and cases under the TVPRA is a complex and confusing issue. Numerous exclusions in multiple policies have to be navigated. More recently some insurers have sought to deny coverage on public policy grounds, and many seek declaratory judgment in an effort to prevent coverage.

Listen as this experienced panel offers guidance for understanding what overage might exist under different types of policies, the unique coverage issues that arise, and strategies and best practices for navigating a resolution.